I am always looking for new and interesting investments and I wish I could have gotten in on the ground floor of the latest beauty without all the hard work craze. A big machine freezes fat away in your problem areas and there is waiting list to get an appointment and women are thrilled to pay several hundred dollars for the service. As for me I don’t like the cold so having bits of me frozen does not sound fun or budget friendly.
Investing in vanity sounds like a way to make a quick dollar but people are very fickle and will quickly gravitate to the next big, easy cure for their shortcomings. Fat freezing is probably not a good long-term investment for my portfolio. Next month fat liquefying or fat dehydration or an iron for wrinkles could be the next big thing and I would be stuck with a lot of shares in fat freezing.
Too bad there isn’t a machine that could freeze fat from your budget. I would have more available to pay down my debt if I could freeze the fat in my budget.
Guess what just appeared on my credit card statement? My yearly CAA (Canadian Automobile Association) membership. I pay for the basic membership for myself and my two sons and my credit card and I forgot that it was due.
Another big bill arrived by email. I owe $400 for my health care professional association membership. My employer does reimburse me but it takes about 8 weeks for them to write me a cheque and I will have to keep asking for it. I am not sure how I will pay for this. There is no available cash and I would have to put it on a credit card and pay interest until I am reimbursed.
Good things come in threes right? The dog license fee of $25.00 plus tax is due before the end of the month.
I received a message from my bank. They will accept pennies for deposit but will no longer be giving pennies out. Goodbye to the penny. I think I should have bought a few roles of pennies from the bank to keep for the distant future when a roll of brand new, still in the wrapper pennies might be worth more than 50 cents.
January No Spend Update
I can’t wait for this to be over. Frozen fruit is ok but I want an orange and a banana. Still out of money, still sticking to the plan. My son has been driving a lot so he put gas in the car and with the extreme cold this week the car is guzzling gas.
I need to take all my pennies to the bank! Glad they’re not handing them out anymore; good riddance penny!
I have a lot of rolls of pennies but they were my extreme emergency fund. I have had them for years and never touched them. Maybe it is time to cash them in.
I know your budget is tight, but if these annual fees make it hard for you for a while, why not start now for next year by putting cash in another account that is only used for annual fees? 2 Chinese take outs per month might cover those fees next year…
Great job continuing your January challenge even after the money was gone, it would have been easy to stop.
I do put money in to a seperate account for fees but I forgot the auto club and we had been informed that work would pay the professional fee directly. Work does not have the approval (from someone so high up no one seems to know who it is) to pay our fees directly. They were getting the approval last spring but the “organizational steps” are still not in place. I have no idea what “organizational steps” are.
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Thank you for noticing.