It seems the dating cons have been very active in my community lately. Another story of woman meeting a man online and quickly allowing him access to every aspect of her life including her PINs. The man, of course, misrepresented himself and the woman is out a lot of money. Once again the police have reminded women to be very careful about giving out their personal information. It seems that women need to get some personal information before they start giving it.
If you have never been to his place that is not normal. If you have never seen any pieces of identification (utility bill on the kitchen counter or someplace more hidden that can be discovered with minimal snooping) that is not normal. If he asks for your PIN and you have never seen his driver’s license and he doesn’t share his debit card and PIN with you that is not normal.
Many dating advice columnists tell women to wait a certain number of dates before sleeping with a man. Many dating advice columnists advise safe sex and blood tests. Perhaps it is time for some advice on asking for photo identification so that the daters can run a thorough Google search on each other. Is 4 dates enough dates to ask to see a driver’s license or provincial health card? 6 dates before the exchange of FICO scores?
It’s Not Really Work
As the older of my 2 sons starts his last semester of university I find myself hoping that he has made the right education decisions. He is majoring in business and has a great job lined up with a large North American corporation and will be stuck in offices for the rest of his life if he stays with this line of work. I can only hope that he loves it.
I am working 7 days in a row this week. I don’t have an office or a desk and I never get to sit. I am often physically and mentally exhausted when I come home at night. I grossed 49K last year and I am at the top of the pay scale for my job. I will get small raises every year or so until I retire but I will never be a big income earner.
Every day of my health care job is stressful and loud and never boring. Every day there is some new crisis, some agitated client, some new dilemma that challenges me and makes me think and forces me to hold my temper and not tell people (staff and clients) what I really think of them. It is a hard, lowish paying job and I wouldn’t have it any other way. Correction- I would like the pay to be higher but everyone would like that.
I feel nothing but pity for people who have to drag themselves off to a job they hate every day. I only hope my son is as happy in his life’s work as I am in mine.
Do You Remember The Bills You Have To Pay?
I have never done this but were you aware that people forget to pay bills? Who does that? I thought maybe occasionally a person would forget to mail a cheque because it got lost in a pile of papers on the kitchen table but it turns out lots of my lunch room buddies forget to pay bills on time.
If you spend all the money in your chequing account because you forgot that the monthly car insurance payment was coming out of the account your car insurance is cancelled. I found this out because a co-worker was having a very loud cell phone conversation in the lunch room this week with her insurance broker. “You can’t cancel my car insurance”. “It’s not fair”. Apparently the car insurance people don’t care about fair they only care about getting paid. Promising to pay is not payment. Telling them you will drop a cheque in the mail if they will reinstate your policy now is not payment. Those car insurance people want payment up front before they will reinstate the policy.
The female co-worker had lots of support from other workers in the lunch room because apparently these things happen to everyone. Several people suggested that the non-payer increase the amount of her overdraft protection. Being organized and responsible was not a suggestion put forth.
Pretty Soon You’re Going To Get A Little Older
I have a big birthday coming up next spring. It is 1 of those depression inducing, tacky red sports car buying birthdays that make some people crumble because there are now more years gone than years left to go. I am fine with aging but I am not fine aging with debt.
I have stopped contributing to my emergency fund to focus on this 1 big goal. I want to avoid all unnecessary expenses to have every penny possible to throw at the debt. I am freezing tonight and I am very tempted to turn the furnace on for the first time this fall but I am determined to keep the furnace off until at least October 1st. I am wearing several layers of clothing right now.
To help me keep on the right path I will be posting my debt figure at the end of each post until I finally hit zero.
Fingers and toes crossed that nothing expensive (teeth, dog, car) breaks to delay reaching the final goal.
On Monday September 16, 2013 my debt is $13,519.38.
Just 7 months left to the big birthday and hopefully being debt free at the same time.