I follow interest rates because I have debt. Mortgage interest rates have been rising and I have been very worried that my $14,979 HELOC (home equity line of credit) rate of prime plus a half would rise drastically. I am currently paying 4% interest. It seemed like it might be time to switch the HELOC to a traditional mortgage and lock in at a rate of 3.14% for 2 years.
I have been avoiding switching to a traditional mortgage because then I would be forced to make payments even on the months when I had no money. Continue reading
Disappearing Blog Update
It has been a wild few days in the blogosphere. My former blog host decided to suddenly stop their business and I had to scramble to find a new host and get everything transferred. This was a challenge because I could not get on to my own blog because of the giant, evil hacker attack originating in Asia and targeting my friendly little blog host in Kentucky. Continue reading
Under Enemy Attack
All the blogs that use Nuts & Bolts Media have been under a DDOS attack for the last 24 hours. Some bad people based in Asia have been flooding the server with tens of thousands of hits every second and blocking the real readers (one of my sons and my cousin) from getting on the site.
I criticize the Chinese government Continue reading
Smallenfreuden is the Visa corporation’s latest marketing campaign to encourage all card holders to use plastic for every transaction. Pull out the plastic for every coffee or cheesy nacho purchase at the arena and watch your rewards grow. There is a series of television commercials featuring sensible and successful looking people who are making the decision to charge everything. Continue reading
Every week I read the Family Finance column in the Financial Post. This week the married couple featured is trying to plan for their retirement and their number 1 goal is to leave their 2 children $200,000 each as an inheritance. My retirement would be set if I could convince this lovely couple to adopt me. Continue reading
Keeping Up With Home Maintenance Is Boring
Yesterday, possibly the most beautiful day of 2013, I stained my deck and a retaining wall. Everyone else who had the day off was sitting on patios drinking tall beverages and enjoying the day. I was getting a big bruise on my bottom because I was sitting on the edge of a wooden retaining wall with a staining brush in 1 hand and a can of stain in the other. I stained the flat part of the deck and stairs too. BORING. Continue reading
I am a thousandaire not a millionaire. My investible assets are worth about $10,000 so I only have to accumulate $990,000 more to become a millionaire.
A new study, paid for by BMO, says that women in Canada now make up 33% of the millionaires. That is up from 21% only 3 years ago. The wealthy women probably their money the same way the men millionaires do. Investing, working and inheriting.
Way to go wealthy women. I am sure that only a very few of the women gathered their wealth by marrying rich old guys Continue reading
Does anyone else have their passwords written down and hidden somewhere other than their underwear drawer (because that is the first place thieves look)?
Now that you have to include special characters and a capital and be more than 6 characters I can’t remember any of them. I press the button that says to remember me on this computer but sometimes the computer forgets and I have to hunt for the paper. This week I opened a PayPal account Continue reading
As much as the governments of the world like to think that they are in charge of running the world the real world power people met in a little town in England this past weekend to talk about money, power, influence, Grey Poupon and changes they will make to our little world so the rich stay rich.
The Bilderberg Group (not to be confused with Build A Bear) is a private organization so all statements regarding discussions at the 4 day meeting are tightly controlled. They started an official website ( http://www.bilderbergmeetings.org/index.php ) because of the rampant conspiracy theories and world domination theories Continue reading